Benefits to Independence 101
Module 1: Session 1

Learning Objectives:

• Understand the truth about working and benefits – Learn why getting a job does not automatically mean losing your Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) cash benefits.

• Recognize key work incentives – Identify the programs and safety nets, like Trial Work Periods and Earned Income Exclusions, that allow you to work while keeping some or all of your benefits.

• Know your reporting responsibilities – Understand how and when to report earnings to Social Security to avoid overpayments and keep your benefits accurate.

• Access available support services – Learn how to connect with resources such as Work Incentive Planners, the Ticket to Work program, and Disability Benefits 101 to guide your employment journey.

• Build confidence toward financial independence – Gain the tools and information to make informed decisions about work, reduce fear of losing benefits, and take steps toward greater independence.

 

Activities:

1. Benefit Identification Exercise: Document all benefits you currently receive (Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI), Medicare, Medi-Cal, HUD/Section 8, etc.). Download the Benefit Identification worksheet here.

2. Fear List & Fact Check: Write down your top 3 concerns about working, then go to DB101 website to fact-check each one. Download the Fear and Fact worksheet here.

3. Success Story Review: Watch a Success Story on the DOR "Spotlight on Social Security" YouTube Channel of a peer who has successfully started work and kept their benefits.

Resources:

Empowerment Essentials: Social Security Myth #1

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