Benefits to Independence 101
Module 1: Session 2
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A Self-Guided Course
Module 1
Session 2 - Breaking the Fear Barrier – Part 2 "Myth #2"
"If I go to work, I’ll lose my health benefits"
Learning Objectives:
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Understand the myth that working automatically causes you to lose your Medicare or Medi-Cal health benefits and learn why this is not true.
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Identify key programs and work incentives from Social Security, the Department of Rehabilitation, and other organizations that help you keep health coverage while working.
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Learn about Medicare and Medi-Cal employment supports, including how Trial Work Periods, Extended Medicare coverage, Section 1619(b), and the 250% Working Disabled Program protect benefits.
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Know where to get help and reliable information—such as Work Incentive Planners, Disability Benefits 101, and Disability Rights California—for personalized guidance on benefits and work.
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Build confidence to pursue employment while keeping essential health coverage, using available supports to balance work and benefits successfully.
Activities:
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Watch a short video about the Ticket to Work program, then write down the ways it could help you keep your health benefits.
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Use an online calculator on DB101 website to see how much you can earn while keeping your health coverage.
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Fill out a simple worksheet to find and contact a benefits counselor in your area who can help you understand your options. Download the Find a Benefits Counselor worksheet here.
Resources:
Empowerment Essentials: Social Security Myth #2